Toronto Foreclosure

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Toronto Island Homes Sale – Learn How to Improve Your Health Naturally With Bioidentical Hormones Replacement Therapy

One small change in the way you feel every day may portend your health disaster. Sometimes your symptoms are so small and seem so unimportant that you don’t pay attention. But they are really warning symptoms of what could possibly be a disaster.
You are in your 40s or 50s. You have everything you were dreaming of: beautiful kids, a wonderful spouse, big house or apartment and a wonderful job or business. Everything is going smoothly.    And you think, that it is time to relax and enjoy life.    Suddenly you feel like you are on fire, you turn red and start sweating.    And it happens at the worst time, while you are in bed with your beloved or speaking to one of your customers.    A few minutes later the hot flush is gone, but it comes back again and again and again. But now, you are waiting for it every minute, and it makes you crazy.
You notice that you forget where you left your keys and credit cards, you started forgetting about your appointments and now you need to make a shopping list, which you never did before. Then you start yelling at your loved ones – your children and your spouse without reason and you do not understand why. You feel like you cannot control yourself any more. When it comes to sex, you are not enjoying it any more. It’s become painful now, but avoiding it is now causing more problems with your spouse.
One problem after another comes into your life…one new alarm after another goes off. The final disaster in your life has happened — you are not yourself anymore.
One tiny emotional failure in your relationship can lead to drama in your life, but the measurement of this failure was inconspicuous and you hardly noticed it in the beginning. You were together with your spouse and kids for many years but suddenly a strong turbulence is shaking your lives.    Your relationships have started to go disastrously wrong.
One after another, the autopilots in your lives shut off and what used to always work isn’t working anymore. Quickly, you are being sucked into the waves, with no way to save yourself.
You’re screaming out and crying for help, but there’s nothing ahead but despair. The life you worked so hard to get is now sinking.
It’s at about the age of 40 that everything begins. You want to give all your love to your spouse and your children.    Instead you have a mood swing and shout at them making them unhappy. You start arguing more with your spouse, start passing up on invitations to go out with your friends because you are tired. But you used to always be the first one there.
Then it was Sunday. Sex time! It’s a duty and routine now. Suddenly this day felt like a chore for you. You do not have the fantasy and energy that you had before.
Suddenly, you start feeling Hot… hotter!! And then sweating, you realize you are suffering from hot flushes!
You are not feeling pleasure and emotions like before. Finally, after the chore of sex is over, you try to fall asleep, but now you cannot. Your spouse is angry with you because you are keeping him or her awake. Finally at four o’clock in the morning you fall sleep, only to have to wake up in two hours. You wake up in the morning very sleepy and tired, cannot open your eyes and now you feel like you need your morning coffee.  You go to the bathroom to take a shower, look at the mirror and you see wrinkles on your face, wrinkles that you didn’t see before. You start putting creams and make up to cover them but every time gets more difficult to cover them and you feel like you are losing control of your life.
You go to your primary care physician, then to a psychiatrist, but do not get any answers.    But you need an answer now, because you are not yourself any more.    You were at a point in your life, finally, where you were happy with your work, with your status in life, with your family life, with your sex-life. Everything was running smoothly. For the past 40 or 50 years, you have treated your body right, and it, in turn has treated you right.
Until you start noticing little changes creeping in. Wrinkles? A little, for now. Mood swings? Slightly harder to deal with. Loss of energy? Causing a kink in your plans. Loss of libido? Bringing some major tension into the house. Is it the beginning of a disaster? What’s going on with your health?
Could it be one simple test that can prevent the disaster? Could your disaster start even before your first symptom?

Going through menopause or andropause is like trying to cross a stormy Atlantic ocean in a tiny boat. But nobody prepared you for this at all!

No one is able to explain to you why you are suffering and what needs to be done.    To your anger, your doctor, whom you love very much, says, that everything is OK with you. It is just aging, which is normal.    But you know something is disastrously wrong.    You have to get the answer now or you may die.
Official Western medicine does not give an answer to this question.    “There are no lifestyle changes, surgical procedures, vitamins, antioxidants, hormones, or techniques of genetic engineering available today with the capacity to repeat the gains in life expectancy that were achieved during the 20th century ”  according to demographer S. Jay Olshansky of University of Illinois in Chicago as well as 51 longevity experts in their position statement in 2002.
That is why I had to launch my own investigation, based on scientific studies and my own experience. I did not have a choice but to do it, because I was going through andropause myself.
My investigation was based on facts and common sense, not controlled studies.    This method was used by doctor James Lind in about 1750 when he discovered how to fight scurvy. Six groups of two sailors were used. And one group which was given oranges and lemon – improved. The same method was used by doctor Edward Jenner in 1796, when he invented vaccination.
What would happen to the mankind if they would require double blind controlled studies to prove that vaccination is working for smallpox and lemon for scurvy?    We would be dead.    If the treatment is really working you do not need double blind controlled studies to prove it.
It is like your keys for your home door.    It is either fits or not. You do not need double blind controlled studies to figure this out. Normally an investigation like this is done by a group of scientists.    And it should be financed. Usually it is a big pharmaceutical company that invests money in the scientific study. And they did it before: they created drugs that mimic human hormones.

Because natural substances like hormones cannot be patented, they had to come up with something else. Instead of the most important women’s hormone estrogen they offered modified horse estrogens to produce “estrogen” for our women.    Instead of the second important women’s hormone progesterone they offered drugs, that sound like natural progesterone, but actually are synthetic — Progestins.    Why would they name the synthetic stuff like natural?
In the beginning everybody was happy: patients, because they felt better, doctors, because it was less work for them, pharmaceutical companies, because they were getting money.
Until Women’s Health Initiative (WHI) study came out.
Synthetic and semisynthetic hormone mimicking drugs Premarin and Prempro were jewels in the crown of the pharmaceutical company Wyeth. Their sales almost reached 1 billion dollars in 2001 1.    But even Big Pharma could not conceal the WHI damaging conclusions. What they found was that synthetic or semisynthetic hormones are linked to many life-threatening conditions like cancer and blood clots.
They are linked to cancer . They can cause blood clots. Low testosterone and decreased libido as well as gallstones are the complications of synthetic hormones, etc.
But the drugs were on the market already. And they were very profitable. So what they had to do was to warn patients about the risks, but continue to sell the drugs.    Who wants to stop money coming? But how did it happen that FDA approved drugs with life threatening side effects?
It is 2009. New York Times magazine Reporter Natasha Singer is looking into hormone replacement therapy drugs. But she is not interested in how those drugs were approved. After the scandals with Troglitazone or Trovan nobody is excited about it. She was interested in a much more important thing: how it happened that doctors recommended harmful drugs.    What they found was: it was ghostwritten medical papers, signed by doctors, that created medical ” consensus”.
Can We Trust Such “Scientific” Articles?
I still remember my 27 year old female neighbor, who died because of a clot in her legs that went to her lungs. She was on birth control pills. Since then I decided not to advise traditional synthetic hormones to my patients.
So I arrived to my first solid conclusion:    no synthetic or semisynthetic hormones, because:
But do you need hormones at all? May be you can get back your life with diet and supplements? Or may be all you need to do is to bring your cholesterol down? Yoga? Meditation?
I still remember my first patient, suffering from heart attack: gasping, cold sweat, fear in his eyes and death imprinted on his face.    Or one of my cancer patients suffering from
excruciating pain.  Or Alzhemer’s patients, who know about their problem and are ashamed of it.  Maybe all we need to do is to get treatment for heart, cancer and dementia?

During my medical training I was told many times, that heart attacks are due to high cholesterol. What I did not know was about the Danish Eskimo study.
Danish scientists Bang and Dyerberg discovered that Eskimos almost never die of heart attacks, the number

Blazers Mixer Ft. DJ Millhouse

Blazers Mixer Ft. DJ Millhouse
Every Wednesday Toronto's best up and coming bar talent throwdown to make the best cocktails in the city.

DJ Millhouse will keep your head bouncin' all night with the best of Indie, Dance, Deep House, Alternative with a touch of Hip Hop!
starting on 2017-07-12 19:00:00

Address:
College Street Bar
574 College Street
Toronto
Canada

Toronto Real Estate Market West Toronto Real Estate Investment in Bloor West Village Could be a Wise

West Toronto Real Estate Investment is actually easy as compared to stock exchange. This type of investment decision is very steady as compared to other kinds of investment. Purchasing the property will be the most suitable option for buyers. This is actually the proper way to get good income by means of rentals and this trend of quick and high profits has largely impacted America for some time now. Purchasing properties in Bloor West Village can give you the long-term revenue. Like any other investment, it is important to do a little research for a successful offer. It is very important to view the danger factor as well as decrease it so that you can gain great benefits.

As Bloor West Village real-estate is very well-liked due to the advantageous weather conditions, work opportunities, from tree-lined streets to homes, near the classic Humber Lake, the lavish Older Mill, and also the general inviting feeling of the state. Each one of these things allow it to become a great location for real estate investment.

According to the recent research, many people from USA are falling short of cost savings they would absolutely need, to keep their existing lifestyle in retirement years. The study shows that in order to live comfortably before sun sets down on their life, an aged couple will need to have a minimum of 80% of their annual earnings, flowing to them from their retirement strategies. Plus a large number of couples are realizing that their personal savings are not enough to carry these for long.

Real Estate Investment doesn’t a tedious task; you can find information regarding real estate deal from an attorney or a real estate agent in order to assist you to fine-tune your research. You may get a load of useful information about available real estate in Bloor West Village online. Information such as price and distinguishing features of real estate offers are usually out there. There are many sources of real estate property details that you could take advantage of West Toronto Real Estate Investment to target your dreams.

Real Estate Investment requires the commitment of funds to house having an aim to generate profits through rental or lease and to achieve capital appreciation. Real estate property refers to immovable property, such as land, and also anything else that’s completely attached with it, for example homes. When a person acquires real estate, s/he also receives some rights, which include possession, control and transfer rights.

This is a identified fact that real estate investment has a traditional history of providing steady returns. Modifications in the real estate market place take place rather slowly and gradually as time passes and have several factors that will give rise to the fluctuations including political, social, tax along with environmental factors. Real Estate Investment will always continue to stay steady and any slump is only temporary and never long term. In spite of the fluctuation in property values an appropriate revenue flow could be built to last a lifetime.

If you’re interested in West Toronto Real Estate Investment after that a real estate agent has the capacity to enable you to get a true property deal considerably faster than if you were thinking about sourcing out one yourself; getting one that’s a genuine professional count. It’s essential that you are well informed about a particular property you may be planning to invest in particularly when it is situated in Bloor West Village.

Give Toronto’s best west end real estate agent, Monica Itiniant a call if you need assistance finding a new home or selling your existing home in the Bloor West Village. If you wish to obtain a market evaluation on your home or find more information on the services she provides Watch this video showcasing Bloor West Village homes for sale .

You must be facing a confusing end when you need to take decisions among the distinct alternatives regarding property. It is the most burning trend today. Everybody is binding on knees to invest in property due to its rapid growth. Putting effort into something that earns money is completely a worthwhile.

Toronto real estate understands your needs with your boundaries and provides you a greatly controlled value deal. Real estate business can include renting a house, buying or selling a house, property, leasing a shop, or helping someone invest in a land or property etc. it includes a number of deals, involving big money and legal documentation.

The real estate World magazine was launched at the Estate Summit 2012 amidst key industry stakeholders- covering the latest developments and trends of the real estate industry. The various awards aim to recognize and felicitate achievers, innovators and realtors who have contributed significantly towards the development of the real estate industry.

Making earnings at the highest level is not an easy task so you need to have patience as well as positive potential with appropriate skills. One must also have a backup plan and alternative idea in any deal. Sometimes in this business as a broker, meeting the clients’ expectation becomes a scaring task and some additional tasks needed to be done in response to client’s demands. It is important to understand the client and his needs and motivation behind the deal as well. It is also required to understand the client’s expectations thus making strategies against it.

Business cannot be grown within a day or night. It has its complete process. Investment in property is a permanent source of income although market value keeps on changing. It adds great value if you are giving your property on rent. Once you have bought a piece of property, you can sit back and wait for the monthly rental income from your tenants.

Everybody who knows investment properties knows that this is not as easy as it sounds. It is a kind of responsible job. There are specific types and locations of properties that are best for individual investors. One of the attractive features of property is to make it valuable to the buyer.

There are lots of fluctuations in the price of property whether you sell or buy always keep long term investment. A property strategy should be made so as to attain the best plan for you. It’s not going to that easy so follow some guidelines and suggestions. You need to foresee the loss and profit, ups and downs, pros and cons. Either you choose suitable or best but keep yourself updated with time despite of renowned factors.

Toronto real estate is the best place of investment for buying a new home or condo. It is very famous real estate market in Toronto like Newmarket real estate where you can get your desire home for your family.

Toronto Property Legal Boot Camp – July 13

Legal Boot Camp – July 13
Whether you want to start a business, or you’re already operating a business, you’re bound to come across legal questions: Do I need to incorporate? Should I trademark my name? Are contracts really that important? How do I prepare proper invoices? What should I do when leasing space for my business? Educating yourself and knowing the answers to these questions is important to the operation of your business. With this seminar, we will offer answers to many of these legal questions and more. Participants will gain a better understanding of general legal concepts as well as a strong ability to identify legal issues before they become real problems. We will review: Business Structures: Choosing between incorporation, partnership, and sole proprietorship.  Contracts: Identifying key terms and provisions. Shareholders Agreements: What they do and why your business may need one. Invoicing: What you need to include to ensure your invoices are enforceable. Intellectual Property: Using copyrights, trademarks, and patents to protect your brand and information. Hiring Employees and Contractors: The critical differences between employees and contractors. Small Claims Litigation: Where to go to enforce your contracts when necessary. Entering into a Commercial Lease: The critical terms and provisions to consider before entering a lease. Legal Resources: Helpful resources to learn more about legal issues for small businesses. Once you have completed this seminar, we will have taken the mystery out of legal issues and will have provided practical solutions to directly implement towards your business.   Presenter's Bio: Derek Hopfner and Shane Murphy are co-founders of Law Scout, an online legal marketplace that makes it easy for small businesses to hire experienced lawyers at upfront, fixed fees. Prior to Law Scout, Derek worked for over 6 years as a lawyer focused on business law and litigation at an Alberta-based mid-size law firm. Derek has helped numerous small businesses get launched and has advised them through their initial challenges. He received his law degree from the University of Alberta. Before founding Law Scout, Shane worked as a litigation and class action lawyer at a Toronto-based boutique law firm. In the courts, Shane advocated for the rights of small business owners and came to understand the challenges of working with a lawyer while launching a business on a limited budget. He holds two law degrees from McGill University and a master's degree from the London School of Economics.    Thank you to our sponsors:       
starting on 2017-07-13 09:00:00

Address:
North York Memorial Community Hall
5110 Yonge Street
Toronto
CanadaFree GMAT Math Refresher Class (Toronto)
Rusty on your Math skills? Eager to start studying for the GMAT in Toronto but need a refresher of the basic Arithmetic and Algebra topics tested on the exam? In this engaging workshop designed and taught by GMAT instructors with many years of teaching experience, you will learn the skills that are absolutely essential for the GMAT test: ✓ Arithmetic Concepts✓ Math Terminology✓ Order of Operations✓ Properties of Numbers✓ Fractions✓ Exponents & Roots✓ Equations, Inequalities & Absolute Value✓ Quadratic Equations As a bonus for attending the workshop, you'll receive a FREE GMAT Formula Sheet with essential math formulas and definitions you could use to prepare for the test. Don't miss this amazing event! Book your seat today as space is limited.
starting on 2017-07-19 18:00:00

Address:
Admit Master
920 Yonge St
M4W 3C7 Toronto
Canada

Toronto Houses Toronto Architecture Tours | Culture & Campus Tour 2017

Toronto Architecture Tours | Culture & Campus Tour 2017
Join the Toronto Society of Architects’ guided outdoor walking tours and learn about some of the city’s best contemporary architecture. Our highly trained volunteer guides will take you to iconic buildings designed by world-renowned architects and explain the design context, details, and unusual features that make these buildings notable. Fun and informative, Toronto Architecture Tours provide the stories behind the buildings and demonstrate why architecture is such a powerful communications tool for businesses, organizations, and the city. Toronto’s Culture & Campus Tour View some of the jewels of Toronto's Cultural Renaissance — a program through which several museums and cultural centres were developed or transformed — and a selection of the dramatic new buildings on and around the University of Toronto campus. Featured Bulidings: Gardiner Museum of Ceramic Art, 2003-06 KPMB (original building 1984 Keith Wagland) Michael Lee-Chin Crystal addition, Royal Ontario Museum 2003-08 Daniel Libeskind with Bregman+Hamann Telus Centre for Performance and Learning, Royal Conservatory of Music, 2005-08 KPMB Bata Shoe Museum, 1995 Moriyama & Teshima Goldring Centre for High Performance Sports, 2011-2015, Patkau Architects & MJM Architects Max Gluskin House, 2008 Hariri Pontarini Architects John P. Robarts Reference Library, 1968-73 Warner Burns Toan & Lunde with Mathers & Haldenby Rotman Expansion, 2010-2012  KPMB St. George Street Revitalization, 1996-97 Brown and Storey Architects in joint venture with van Nostrand DiCastri Architects Willcocks Commons, 2010 Terrence Donnelly Centre for Cellular and Biomolecular Research, 2005 Behnisch, Behnisch & Partner with architectsAlliance Leslie L. Dan Pharmacy Building, 2002-2006 Foster + Partners with Moffatt Kinoshita Architects DETAILS:    WHEN: Weekly on Sundays from 1:30PM to 3:30PM DURATION: 2 hours DISTANCE: Approx 2 km with some stairs to and from buildings (accessibility can be accommodated) MEETING PLACE: Near  Avenue Road & Bloor St W. (exact location provided with your e-Ticket); Finish: Near Queen's Park subway station ** ONLINE ticket sales close at 9:30AM the day of the tour. CASH TICKETS may be available directly from the guide at the start of each tour if not sold out.** Children age 12 and under are free provided they are accompanied by paying adult(s). TSA Members in good standing may bring one (1) complimentary guest. Use the promo code provided with your membership or email Membership@TorontoSocietyofArchitects.ca to confirm your membership standing and get your promo code to access your special member tickets.   Tickets are non-refundable 24 hours before your registered tour date/time. To cancel/change a ticket, please email walk@torontosocietyofarchitects.ca. Tours are conducted entirely by trained volunteers who are passionate about buildings and people.  If you enjoy your tour, please feel free to tip the guides! Got feedback or comments?  Send us an email at comments@torontoarchitecturetours.com ! The Toronto Architecture Tours are organized and run by the Toronto Society of Architects.  Special thanks to our generous sponsors, supporters and volunteers who make it all possible!           …in-kind support from: Montgomery Sisam Architects For more information, please contact the organizer via email at walk@torontosocietyofarchitects.ca
starting on 2017-07-09 01:30:00

Address:
Gardiner Museum of Ceramic Arts
111 Queen s Park
Toronto
CanadaMichael Menegon’s CD Release for I Just Live Here
Toronto roots singer and songwriter Michael Menegon (who is perhaps more well-known as a dancer, choreographer and festival artistic director) releases his first full-length independent album ‘I Just Live Here’ (this CD release concert is part of the Junction City Music Hall Summer Showcase Series). Full details below.

Menegon launches the first single and video (track 10) titled “You’re My Religion”. The video was directed and edited by John Preketes at JPC Post Studios in the Junction, Toronto and it was filmed in a historic house in Baby Point Gates area in west Toronto.

VIDEO: https://youtu.be/8rVW5B01SCw.

AUDIO: https://soundcloud.com/michaelmenegon/10-youre-my-religion.

‘I Just Live Here’ (official online album release date: July 7, 2017) is an eclectic mix influenced by world beat, folk, Caribbean rhythms and modern contemporary (classical/electronic). The album was produced by John Preketes of JPC Post Studios, Toronto. “Tell Me” (track five) was produced by John Menegon at Upland Recording Studio, Kingston, NY. Mastering was by Peter Letros at Wreck House Mastering, Toronto.

Musicians on CD: Michael Menegon (acoustic/electric guitar, bass, keyboards, percussion, drums, vocals), Nick Yaksich (electric guitar), John Menegon (upright/electric bass, keyboard), John Preketes (programmed drums and synth keys), Aquiles Navarro (trumpet, synth bass), James David Smith (piano), Rob Greenway (drums), Kayt Lucas and J. P. Merzetti (vocals).

WHO: ‘Michael Menegon’ and Toronto’s ‘Twentythousandays’ (Donn Dixon, Richard Begley and Paul Smith).

WHEN: Thursday, July 6, 2017; Doors 8:00 p.m., Michael Menegon at 9:00 p.m.

ARTIST QUOTE: Michael Menegon states, “‘I Just Live Here’ is about popular issues, what I know and where I live. A representation of the times. My hope for the album release show is to take the music and songs to the next level with the live performance, which I endeavor to present not as an exact reproduction of the recording, but a live interpretation.”

Born and raised in Montreal, Menegon moved to Toronto in 1980. He picked up the guitar when he was eight years-old, and played in bands as a teenager. Music has not been his only passion. He spent two years as a master student at the Banff Centre for the Arts theatre program (1982-83) and later trained as a dancer and was a professional choreographer for over 20 years.

Ironically, it wasn’t until Menegon started working as a professional dancer that he fully connected with his musical roots. He apprenticed with Cuban born percussionist Ricardo Abruet, who became Menegon’s mentor while he trained at the School of the Toronto Dance Theatre (1983-1986). “That connection changed my life forever and music was always why I danced or choreographed,” he explains.

From 1997 to 2004, Menegon and Toronto musician Alexander Sascha Tukatsch were breaking boundaries in dance presentation with ‘The Beat Suit Projects’ (music technology based collaboration), and from 1987 to 2006 Menegon was also co-founder and artistic director for the ‘fringe Festival of Independent Dance Artists’ (fFIDA) in Toronto – the largest dance festival in North America. He then directed and programmed the multi-disciplinary and popular ‘Junction Arts Festival’ in Toronto in 2007, 2008 and 2009.

Menegon also plays with Toronto group ‘Kayt and the Hard Folk’, and has formed a multi-discipline band called ‘Sound of Movement’ (combines improvised music with dance and video manipulation), and works with his partner Deborah Torr in their organic chocolate shop (COCO Crafted Organic Chocolates) in Toronto’s Baby Point area.

ABOUT:
Michael Menegon – set to launch his first full-length release ‘I Just Live Here’ – is a Montreal born, roots-based Toronto singer and songwriter, who committed to songwriting after years of playing as a musician, performing as a contemporary dancer and choreographer and working as an artistic director for multi-disciplinary festivals. His instinct for writing authentic songs that connect with popular issues has garnered him accolades on the Toronto music scene.

For more artist information please visit:
https://www.youtube.com/channel/UCe09FRsIanQaHrSxFmLrPpA
SoundCloud.com/michaelmenegon
starting on 2017-07-06 20:00:00

Address:
Junction City Music Hall
2907 Dundas Street West
Toronto
Canada

Houses In Toronto For more successful sale every realtor uses home staging in Toronto

Though many variables influence the result, we think the essential elements to making the trade successful are the asking price, and your pick of realtor, the state and demonstration of the house.
Let us begin with a property seller’s selection of realtor. Given the large number of realtors in important markets like Vancouver, Toronto or Montreal, there exist a wide variety of degrees and service offerings while interviewing possible listing agents that also includes home staging in Toronto.
Most sellers recognize that many realtors focus on a part time basis. To begin with, a full time broker has the advantage of a more powerful and bigger network.
Presentation and the house state is the second element for ensuring an effective sale. This applies to both inside and the outside of the house. Ensuring the house reveals to its complete potential is essential. This is delivered by professional home staging, frequently called real estate theatrical production. Having on tendency decor that also represents your neighbourhood is vital.
The asking price is for ensuring an effective house sale is the third ingredient. A successful and seasoned realtor will completely study the marketplace states, the selling price tendency for properties that are similar, consider the state and demonstration of the listing relative to other properties now available on the market, and use an all-inclusive advertising system. For instance, one variable the realtor may contemplate is that their listing “shows” considerably better than other similar properties because it continues to be professional home staging in Toronto. This may interpret into establishing a greater asking price.
Buying your first house is sometimes an intimidating experience. It is lot but with knowledge and the appropriate tools you will be assured and effective at locating a house that is great at an excellent cost for you. The following are several things to think about before you begin the house-purchasing experience.
Most first-time buyers cannot pay cash for his or her house, and will probably get a mortgage by using mortgage calculator in Toronto. Discovering how much you are able to spend will change what houses you will establish the funding for the future residence and look at.
Consider closing cost
Closing prices on a house comprise settlement fees, potential homeowner’s association fees, additional fees from lenders, and more. All of these are added to the price of your mortgage. The added closing prices can accumulate fast and make the first purchase price considerably higher than expected, although you are likely not paying a big ball of your mortgage upfront when buying property. Look into the amount of money you have got saved along with that, and establish your closure price budget so, when you decide what you could pay monthly.
Remember the Big Image
Buying a property is an exciting procedure, but do not get wrapped up in a home’s feel and look. Make an effort to keep potential repairs and the property’s age at heart. A home’s cost can escalate rapidly if matters like electric, structural, and plumbing problems come up during a home inspection.

Use the mortgage calculator in Toronto or consult 416and905homes.ca for efficient decision making.

Toronto Property Hottest property market in the world is not Toronto or Vancouver – YouTube

Hottest property market in the world is not Toronto or Vancouver – YouTube

The property, real estate bubbles are found all over the world, which means the next economic crash will be the ‘mother of all crashes.’
Sounds like Canada eh? read on…
New Zealand tops world house price growth list…
Ten years ago the average house price was NZ$500,000 (£277,000) – this week it peaked at NZ$1m
So who owns these properties?
Increasingly, not New Zealanders. Foreign investment in Auckland has boomed .
New Zealand housing crisis forces hundreds to live in tents and garages…
It’s not been called a “crisis” lightly. Just before winter, stories emerged of hundreds of people living in tents, garages and shipping containers because they could not afford to rent, were on waiting lists for a state house or had given up trying.

Families with newborns were discovered sleeping in cars and under bridges and were taken in by local maraes (Māori meeting houses).
New Zealand’s central bank imposed strict new deposit requirements in July, making investors put down at least 40% of the purchase price in cash.

Video: Toronto homeowners brace for possible property tax increase in 2017

The average homeowner in Toronto will also pay more for water and garbage services.

Toronto Real Estate Market TheGAAP.net & TFN present – Managing money for both your Company and you personally June 27th. 2017 – Sponsored and starring Jeffrey Gregory

TheGAAP.net & TFN present – Managing money for both your Company and you personally June 27th. 2017 – Sponsored and starring Jeffrey Gregory
TheGAAP.net  & TFN Present: Managing money for both your Company and you personally Sponsored by: Jeff Gregory of Desjardins Financial Security Investments Inc. Free Raffle Prize:  Garmin Dash Cam 35 Managing money for both your Company and you personally is the Theme at our June 27, 2017 dinner. (last before summer)  Michael Yasny an  expert in making the Finance Dept a Profit Centre will be our speaker at our first session. We have a panel discussion amongst three different experts from the  Financial Services sector, facilitated by Karen Hoernig in the second segment. This promises to be a huge opportunity for learning, all in one evening. Reading the business and financial sections in news recently, you’ve likely seen many indicators of significant changes in the financial services sector.  Below is a list that is in no way comprehensive .  Our panel of three experts will answer questions about the trends and changes impacting us all.  Federal investigation into the sales practices at Canadian banks  Different investment options – Stocks, Real Estate, Mutual Funds, RRSPs, ETFS, GICS and the complexities of choosing your best options CRM2 – new government regulations on fee transparency Responsive Market Regulation Fintech –  much more than the latest hip lingo, it represents a disruptor trend that is dramatically changing how we live and do business impacting mobile payments, money transfers, mobile banking, loans, insurance, fundraising, trading, and even asset management.  A recent report from Accenture found that global investment in Fintech has skyrocketed from $930 million back in 2008 to over $12 billion by the beginning of 2015.  This growth is only likely to continue. Ensuring retirement financial security  In the first session, Michael Yasny will educate you to be more valuable to the companies you work for. Learn how to help bring in more sales for your company, resulting in a larger, stronger  profitability, without credit risk or cost the company AND reducing tension between the credit and sales departments. You will learn about alternative financing tools that will allow your company’s sales team to close sales with customers who would otherwise be lost because of their weak credit. ACTION:  To make the best of our time, please forward would like questions that you addressed to Karin Hoernig at KarinatTFN@gmail.com  or Larry Cooper at l.m.cooperc.a@sympatico.ca.  We will collate the questions in advance to identify common themes and send them to participants and the panel in advance of the meeting.  The questions you put forward will be kept confidential. Biographies on our Panel: Jeff Gregory Jeffrey began his career with Desjardins Financial Security Independent Network and Desjardins Financial Security Investment Inc. over 14 years ago. Jeff has earned his CLU (Certified Life Underwriter), PFP (Professional Financial Planner), and CHS (Certified Health Specialist) designations.  Jeffrey has worked diligently for his clients in preparation for their present and future financial obligations.  With a continual focus on current policies and procedure, Jeffrey ensures that the advice his clients receive are relevant and up to date.  By creating a comprehensive financial plan, which may include RRSP’s, RESP’s, TFSA’s and wealth accumulation, Jeffrey is able to assist his clients in reaching their financial goals.  Jeffrey also stresses the importance of awareness in “what if” situations. These situations focus on proper life, disability, critical illness and long term care protection. These polices protect an individual’s assets from the unnecessary evils of over taxation, premature death and prolonged illness that can erode finances over time.  Jeffrey Gregory is a Certified Financial Planner (CFP). He is licensed to sell life and health insurance in the province of Ontario through Desjardins Financial Security Independent Network. Jeffrey is registered to offer mutual fund investments in Ontario, Quebec and British Columbia through Desjardins Financial Security Investments Inc.  https://jeffgregorycfp.ca Rob McMullan Rob McMullan is VP Client Success at Planswell, a Canadian fintech firm that provides free online financial planning.  Rob began his financial services career over two decades ago at the stock exchange and he also worked in insurance and was involved in advising and raising capital for numerous technology and education-related ventures, including eLearning innovators, fintech disruptors and digital media consulting firms, in New York, Tokyo, Vancouver and Toronto.  Most recently before Planswell, Rob was an Investment Advisor and financial planner at CIBC Wood Gundy. He is also a widely published author on Asian financial markets and economics.  Rob is an alumnus of the University of Waterloo and Harvard University, where he studied economics, business and East Asian civilizations. He also holds the Personal Financial Planner designation (PFP) from The Canadian Securities Institute.  www.planswell.com/about-us Ryan Son Kee, FSA, CFA, MBA Ryan brings 11 years of experience as a financial industry professional and actuary to his role as an Investment Advisor. He provides an exclusive list of clients with comprehensive wealth management services and solutions, so they can spend their time doing what matter most to them. He specializes in working with senior executives, business owners, actuaries and professionals in tech, media, medicine and law.  As an accomplished financial professional, Ryan is highly specialized in investment management, risk management, and estate and tax planning. He is dedicated to building long-term relationships with his clients based on integrity, clarity, trust, long-term planning and delivering brilliant service. Ryan graduated from the University of Toronto with a degree in Actuarial Science and Economics, attained his MBA from the Queen’s School of Business, and is a Fellow of the Society of Actuaries (FSA) and Chartered Financial Analyst (CFA).  http://ca.rbcwealthmanagement.com/ryan.sonkee Panel Moderator:  Karin Hoernig, Engagement Facilitator @ TFN Karin is a Human Resources leader and consultant with a rich and diverse background, developing and driving people strategies and vision within the corporate, government, and non-profit sectors.  Karin is adept at taking a participative stance in facilitating teams and managing people and organizational initiatives.  Karin’s successful career bears testimony to her ability to develop and nurture business relationships, show great interpersonal skills, and build trust. Years of partnership with corporate leaders have inculcated in her a deep understanding of businesses and their challenges. Throughout her career she has excelled in helping achieve her organization’s business goals by creating strategies and objectives that make a measurable difference to the bottom line.  Always sensitive to making a real connection in her interaction with others, Karin is a successful relationship builder who understands the value of genuine reciprocity that makes business, and the world, work.  www.linkedin.com/in/karin-hoernig   Michael Yasny Michael has been in the alternative financing business for over 27 years.   He is the President of Money Consultants Ltd., a GTA-based business that uses alternative financing solutions to help build new businesses, expand existing ones, and restore those in financial trouble. Registration: Event Details: Time: informal networking starts at 6:00PM; Dinner at 6:30 PM; Michael Yasny presentation at about 7:15. Coffee break about 8:15.  Panel discussion at about 8:30. Early Registration cost is $42.00 till Thursday June 15, 6PM and then  $48.00. Registration closes Friday June 23 at 4PM. This fee covers  buffet of salad, roasted chicken, veggies, potatoes, pop, taxes, tip, . A vegetarian option is available on request. Send an EMail to Paul Calleri pcalleri@thegaap.net Cash bar for alcohol, beer and juice beverages. Location:   Weston Golf and Country Club, 50 St. Phillips Road. Free parking. TFN-Your source to better manage your career      
starting on 2017-07-26 18:00:00

Address:
Weston Golf and Country Club
50 St. Phillips Road
M9P 2N6 Etobicoke
CanadaEvent of Champions® EVENT Toronto Canada
The Event of Champions® is coming back to Canada from the 28th – 30th of September with World Class Speakers and Content Rich, Life Changing Information. Enjoy an unforgettable night with a private dinner at Hy’s Steakhouse on Thursday 28th June, full day seminar on Friday 29th June, plus a Mastermind with the speakers on Saturday 30th June. People have already booked in from around the world and it’s an event that promises to be unforgettable. WWW.EVENTOFCHAMPIONS.COM The Event of Champions® offers high-energy, mega-impact, real-world knowledge that is empowering, Inspiring and Immersive. It's Thrilling to be among the chosen with over 6 World Class Speakers and Trainers from Canada, the USA & the UK for 3 days from Thursday 28th – Saturday 30th September. This event is intimate and throughout, the Event of Champions is up close and personal, where every attendee from SME’s to Fortune 500 Companies has the opportunity to speak one-on-one and learn from those who have accomplished their dreams, form possible collaborations, joint ventures and leave with knowledge that can be immediately implemented for success. The Event of Champions® brings together the BEST & BIGGEST names in Personal Development, Financial Education, Law, Marketing, Networking, Entrepreneurship and Sales to teach other entrepreneurs how to start, build, run and grow successful businesses or brands both locally and internationally.  Our audience consists of people just starting up, multimillion dollar business owners who want to expand or people just wanting to collaborate or form Joint Ventures. We host an Exclusive Private Dinner with our speakers and invited guests, a 1 day seminar then a networking event where business owners have the time to network and possibly form Joint ventures, Partnerships and Collaborations. Businesses also have the chance to showcase their business as a sponsor of the event, network, get possible franchisees and learn from the well experienced speakers.  Thursday 28th SeptemberPrivate Dinner at Hy’s Steakhouse6pm-7pm: Canapés, drinks & photo opportunity with the speakers.7pm-10pm: Dinner and private one to one time with the speakers, gleaning and learning their success principles. Friday 29th SeptemberThe Main Event – Event of Champions Canada Launch8am-9am: Registration9am-6pm: Day seminar with world class speakers and content rich, life changing information. 6:30pm – 7:30pm: Photos with Guest Speakers and Networking (Gold Ticket Holders Only)  6:30pm – 8:30pm: Photos with Guest Speakers, Drinks Reception & Networking (VIP Ticket Holders Only) Saturday 30th SeptemberMastermind Session with Event of Champions Speakers10am-2pm: Mastermind session with Sharon Lechter and Camilita Nuttall. The Event of Champions® is the Number One Event for your Financial, Personal, Legal, Emotional, Strategy, Online Marketing, Fitness, Leadership, Publishing, Sales and Branding development around the world!  At the Event of Champions® our speakers will be teaching….. The SINGLE most important tip for massive business growth and success that would save you time and money. The relationship between Your Money, Your Business and Your Life. Learn from New York Times Best Selling Author Sharon Lechter who has done it not only once but 7 times, selling over 30 million books. She also played a pivotal role in the multi-million-dollar Rich Dad brand and co-wrote over 15 books in the Rich Dad Series. Sharon now writes for the Napoleon Hill Foundation. Learn how to create a winning Sales Formula that can quadruple your business in 2017 – 7 Steps to 7 Figure Sales™. How to protect what you have, create true residual income from your talent, get others to buy into your dream and trade your competitive advantage while creating alternative streams of income. Raising Capital – How to use OPM – Other People’s Money to increase your wealth. Real life examples from all the speakers on what they have done to build multi-million dollar businesses Discover the New Way of doing business that gives you maximum profit regardless of what industry you are in, what your products or services are or the economic times with the use of increased technology. Discover the difference between having a clear Customer Plan v Business Plan and how that translates into profit. Tips on how to build a global brand with the exit strategy in place as you create multiple streams of income.  Guests Speakers from the Event of Champions Include: Sharon Lechter –  Co-author of Rich Dad Poor Dad, author of Think & Grow Rich for Women, over 30 Million Books sold globally, 7 New York Times Best Sellers and a Serial Entrepreneur. She is the founder of Pay Your Family first and was on the Financial Literacy Panel for both US Presidents Bush & Obama. Camilita Nuttall – ‘Rock Star’ International Speaker, 7 Times Award Winning Corporate Sales Trainer, Executive Business Mentor, Real Estate Investor, Serial Entrepreneur & CEO & Founder of Event of Champions®. Margaret Hachey – Managing Director of GroYourBiz, was recognised as one of Canada’s 50 Best Managed Private Company Directors, is currently in the Top 10 of the Top 100 Women Business Owners in Canada, is a founding member of WPO (Women Presidents Organization) in Canada and a sought-after keynote speaker Dave Gordon – Dave Gordon is a freelance editor, writer and PR expert. His writing has appeared in more than a hundred publications globally. He has worked in an editor capacity for six major publications and his PR work has garnered his clients hundreds of media clippings. Karen Tooley – The Next Chapter Expert, Master Mentor with Sharon Lechter and a Proctor Gallagher Consultant.  Karen is a speaker, mentor, and real estate investor. She was recognized as the 2016 US/International Investor of the Year in Canada. Krisha Young – Lifestyle Strategist & #sabotageslayer, founder of The Delicious Life program for women entrepreneurs, executives and CEO’s who are ready to stop running on the verge of burnout and gain the mental and physical stamina they need to up their game while creating calmer, healthier and more joyful lives. Featured in Huffington Post and I Heart Radio, Krisha is inspiring powerful women to live their best lives, wine and chocolate are included. MORE EXPERT SPEAKERS TO BE ANNOUNCED 5 Reasons You Should Attend The Event of Champions® Canada: 1. Sharpen the Saw – The idea is that sometimes you have to take a break from the “work” of your work to sharpen your skills. A dull axe won’t cut a tree nearly as effectively as a sharp one.  2. Possible Business to Business Collaboration – For companies or corporations this will be a great opportunity to network and build new relationships with a range of businesses from SME’s to Fortune 500 Companies in the audience. 3. Global connections with a Global Audience – Because the Event of Champions focus is on building a global brand, we have the founder of one of the BIGGEST Financial Literacy Brands – Sharon Lechter from Rich Dad who is our key note speaker sharing her expertise. You can also learn from our international connections on expanding globally. 4. Meet Experts & Influencers Face to Face – While not all conferences offer you the opportunity to meet your business idols, your chances are greatly improved when you’re sharing the same space.   5. Networking Opportunities and High Level Connections – Good conferences have opportunities for attendees to mix and mingle, form new relationships, and strengthen existing ones. Over coffee, lunch, or cocktails, you may make a connection with the perfect provider or prospect. At a breakout session you may find yourself sitting next to your next customer or mentor. Event of Champions is also an Incredible Opportunity to Promote Your Business! We have a few exciting opportunities for you to get involved and promote your business throughout the weekend…   Promotional StandsIncrease awareness of your brand with a promotional stand at the Event of Champions. This gives you the exclusive opportunity to promote your business to 150 – 200 high level potential clients, personally invited guests and speakers. This is an investment you don't want to miss!   Sponsorship OpportunitiesSponsoring the Event of Champions provides you the unique opportunity to connect with our speakers, invited guests and successful entrepreneurs to build, showcase and increase awareness of your brand, show your company’s support of emerging entrepreneurs and current business owners and gain exposure via all forms of media to over 1,000,000 people in Canada, USA, UK, Europe and all corners of the world.  Here Are Your Event Packages: Private Dinner at Hy’s Steakhouse on Thursday 28th September – Network and dine with an exclusive group of entrepreneurs, SME’s and Company Directors  Event of Champions Main Event on Friday 29th September – Our VIP ticket allows you to have your marketing materials in all event goody bags   Private Mastermind Session with Sharon Lechter & Camilita Nuttall on Saturday 30th September – This is your chance to spend real time with our World Class Speakers, gleaning and learning their success principles to implement into your business for global success! ONLY 10 Spaces Available!      Ready to take your life and business to a global audience? Then it’s time to invest in YOU at the Event of Champions Canada, 28th – 30th September. BOOK NOW! Call now to speak to one of our team +44 7903 65 22 80 or +447413 005 813 / email: info@camilita.com.  From the ‘Rock Star’ International SpeakerCamilita P Nuttall CEO & PresidentMotivational Speaker I Author I Business Mentor I Property Investor                                  Website: www.camilitanuttall.com / www.eventofchampions.com
starting on 2017-09-28 09:00:00

Address:
Hilton Toronto
145 Richmond Street West
M5H2L2 Toronto
Canada

Toronto home prices soar

Toronto home prices soar

The average price of a detached home in the 416 area code has now surpassed $1M. To read more. http://www.cbc.ca/1.2981366

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Toronto Houses Toronto Architecture Tours | Culture & Campus Tour 2017

Toronto Architecture Tours | Culture & Campus Tour 2017
Join the Toronto Society of Architects’ guided outdoor walking tours and learn about some of the city’s best contemporary architecture. Our highly trained volunteer guides will take you to iconic buildings designed by world-renowned architects and explain the design context, details, and unusual features that make these buildings notable. Fun and informative, Toronto Architecture Tours provide the stories behind the buildings and demonstrate why architecture is such a powerful communications tool for businesses, organizations, and the city. Toronto’s Culture & Campus Tour View some of the jewels of Toronto's Cultural Renaissance — a program through which several museums and cultural centres were developed or transformed — and a selection of the dramatic new buildings on and around the University of Toronto campus. Featured Bulidings: Gardiner Museum of Ceramic Art, 2003-06 KPMB (original building 1984 Keith Wagland) Michael Lee-Chin Crystal addition, Royal Ontario Museum 2003-08 Daniel Libeskind with Bregman+Hamann Telus Centre for Performance and Learning, Royal Conservatory of Music, 2005-08 KPMB Bata Shoe Museum, 1995 Moriyama & Teshima Goldring Centre for High Performance Sports, 2011-2015, Patkau Architects & MJM Architects Max Gluskin House, 2008 Hariri Pontarini Architects John P. Robarts Reference Library, 1968-73 Warner Burns Toan & Lunde with Mathers & Haldenby Rotman Expansion, 2010-2012  KPMB St. George Street Revitalization, 1996-97 Brown and Storey Architects in joint venture with van Nostrand DiCastri Architects Willcocks Commons, 2010 Terrence Donnelly Centre for Cellular and Biomolecular Research, 2005 Behnisch, Behnisch & Partner with architectsAlliance Leslie L. Dan Pharmacy Building, 2002-2006 Foster + Partners with Moffatt Kinoshita Architects DETAILS:    WHEN: Weekly on Sundays from 1:30PM to 3:30PM DURATION: 2 hours DISTANCE: Approx 2 km with some stairs to and from buildings (accessibility can be accommodated) MEETING PLACE: Near  Avenue Road & Bloor St W. (exact location provided with your e-Ticket); Finish: Near Queen's Park subway station ** ONLINE ticket sales close at 9:30AM the day of the tour. CASH TICKETS may be available directly from the guide at the start of each tour if not sold out.** Children age 12 and under are free provided they are accompanied by paying adult(s). TSA Members in good standing may bring one (1) complimentary guest. Use the promo code provided with your membership or email Membership@TorontoSocietyofArchitects.ca to confirm your membership standing and get your promo code to access your special member tickets.   Tickets are non-refundable 24 hours before your registered tour date/time. To cancel/change a ticket, please email walk@torontosocietyofarchitects.ca. Tours are conducted entirely by trained volunteers who are passionate about buildings and people.  If you enjoy your tour, please feel free to tip the guides! Got feedback or comments?  Send us an email at comments@torontoarchitecturetours.com ! The Toronto Architecture Tours are organized and run by the Toronto Society of Architects.  Special thanks to our generous sponsors, supporters and volunteers who make it all possible!           …in-kind support from: Montgomery Sisam Architects For more information, please contact the organizer via email at walk@torontosocietyofarchitects.ca
starting on 2017-07-02 01:30:00

Address:
Gardiner Museum of Ceramic Arts
111 Queen s Park
Toronto
CanadaRon James – Canada Day Laughs!
The Lunenburg Opera House (LOH) is thrilled to welcome comedian Ron James to its stage for a summer residency in celebration of the 150th birthday of Canada. The Nova Scotia native is one of Canada’s most loved and sought-after comedians, selling out theatres for over fifteen years. The LOH is delighted to welcome him to its summer programme. James says, “There’s nothing like performing ‘back home’ in my borning lands of lobster blood. To be playing the stage of such an iconic and beautifully restored venue as the historic Lunenburg Opera House, in the birthplace of the Bluenose, kicks my comedy mojo into a different gear all together!” Canada Day Spectacular! The perfect way to celebrate Canada 150. “…scarcely time to breathe between fits of helpless laughter” – Chronicle Herald“…a non-stop high wire act of hilarity” – Edmonton Journal“…fast, funny and smart” – Montreal Gazette“…cleverly, hysterically funny” – Toronto Star“…a man of a million words and million laughs” – Globe and Mail   FAQs What's the refund policy? All tickets are final sale – No exchanges or refunds. What time do doors open? Doors open at 6:30PM.
starting on 2017-07-01 19:30:00

Address:
Lunenburg Opera House
290 Lincoln Street
Lunenburg
Canada

Buy A House In Toronto Buy House In Toronto

Buy House In Toronto

Buy House In Toronto

Buy a House in Toronto Canada | Buy Property in Toronto 647-496-1378

Are you interested in buying a house in Toronto? Our seasoned Realtor is standing by to assist you find your ideal home. Call us today at (647) 496-1378.
 
Trying to find a new home can be a complicated and tough journey. With many alternatives and properties to choose from, the search may be frustrating. Purchasing a new home is without doubt among the biggest investing in decisions you’ll ever make in your life and the tensions related to this purchase may cause significant angst. Based on the extent of this decision, the multiple options and the sheer complexity of this sort of purchase, you need the support of a professional to keep the process moving forward.
 
Collaborating with a licensed Real estate professional can significantly decrease the tension related to buying a house in Toronto. Realtors are required to be members of the National Association of Realtors which is unlike from what a regular real estate licensee has to adhere to. A Realtor is a property broker who abides by a stringent code of principles and is expected to maintain the highest level of know-how with regard to the procedure of buying and selling of realty. Based on data, over 80 % of buyers and sellers will utilize the very same Real estate agent when they consider acquiring or selling property. This gives us a good indication of the confidence level individuals have in utilizing a Real estate agent.
 
As the property market continues to increase in the GTA, we believe that this is a great time to buy or at least think about buying a house in Toronto. Possessing a home continues to be affordable, and it’s a great financial investment, and it aids you in stabilising your financial position. As home values increase and interest rates remain at the lowest in years, having a home is a good choice. Finding a trustworthy, respected Realtor will certainly assist in making your purchase or sale a lot more enjoyable and hassle-free.
 
Call our Certified Realtor with over 10 years of experience at (647) 496-1378 if you’re buying a house in Toronto and need help.

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